Hard Money Does Not Have To Be Hard

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✅ Close Quickly
✅ No Hidden Fees

We are here to support you in your real estate investment journey.

With our fast and flexible lending solutions, we make it easy to secure the funding you need to take on your next real estate investment. Our team of experienced professionals is dedicated to providing personalized service and customized lending solutions to meet your unique needs.

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FAQ

Frequently Asked Questions

What is hard money lending? Hard money lending is a type of financing that is secured by real estate collateral. Unlike traditional bank loans, hard money loans are typically funded by private investors or companies and have shorter terms and higher interest rates.

Who can qualify for a hard money loan? Real estate investors, developers, and flippers are typically the primary borrowers of hard money loans. Borrowers who may not qualify for traditional bank loans due to credit issues, insufficient collateral, or other factors may also consider hard money loans.

What types of properties can be financed with a hard money loan? Hard money loans can be used to finance a variety of real estate properties, including residential and commercial properties, land, and multi-unit buildings. Tiio Capital does not finance primary home purchases.

How long does it take to get approved for a hard money loan? The approval process for a hard money loan is typically faster than traditional bank loans, with approval times ranging from a few days to a few weeks.

How much can I borrow with a hard money loan? The amount you can borrow with a hard money loan will depend on the value of the property you are using as collateral, as well as your experience and financial stability.

What are the interest rates and fees associated with hard money loans? Hard money loans typically have higher interest rates and fees than traditional bank loans. Interest rates can range from 8% to 15%, and fees can include origination fees, underwriting fees, and prepayment penalties.